Save on Buick Century Insurance in Indianapolis

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Insurance rates Buick Century in IndianapolisIf your goal is the lowest price, then the best way to find more affordable car insurance rates in Indianapolis is to start doing a yearly price comparison from insurance carriers that sell auto insurance in Indiana. Drivers can shop around by following these guidelines.

First, spend a few minutes and learn about auto insurance and the measures you can take to prevent expensive coverage. Many risk factors that result in higher rates like speeding and poor credit history can be amended by making minor changes to your lifestyle. Later in this article we will cover additional ideas to get low prices and find additional discounts.

Second, compare price quotes from direct carriers, independent agents, and exclusive agents. Direct and exclusive agents can only give prices from one company like GEICO or Allstate, while independent agents can provide prices for a wide range of insurance providers.

Third, compare the new rates to your existing policy to determine if you can save on Century insurance. If you find a lower rate quote, ensure coverage does not lapse between policies.

A good tip to remember is to make sure you're comparing identical coverage information on each quote request and and to get price estimates from every insurance company. Doing this helps ensure the most accurate price comparison and the best rate selection.

Unbelievable but true, the vast majority of insurance customers have been with the same company for well over three years, and 38% of drivers have never compared rates from other carriers. Indiana insurance shoppers could cut their rates by up to 55% a year, but most just don't grasp the benefits if they switched.

This article's intent is to teach you how to compare rates easily and how to save the most money. If you are already insured, you should be able to lower your rates using the concepts you're about to learn. But Indiana vehicle owners must understand the way companies compete online and use this information to your advantage.

Companies offering Buick Century insurance in Indianapolis

The companies shown below provide free rate quotes in Indianapolis, IN. If several companies are displayed, we recommend you visit as many as you can in order to find the lowest rates.

Don't overlook these Buick Century insurance discounts

Some companies don't necessarily list every discount very clearly, so below is a list some of the more common and also the more inconspicuous credits available to you.

  • Pay Now and Pay Less - By paying your policy upfront rather than paying in monthly installments you can avoid monthly service charges.
  • Good Driver Discount - Drivers without accidents may receive a discount up to 45% compared to accident prone drivers.
  • Government Employee Discount - Having worked for a branch of the government can save as much as 8% with certain companies.
  • Low Mileage - Fewer annual miles on your Buick could earn cheaper prices.
  • Defensive Driver - Taking a safe driver course could save 5% or more and also improve your driving technique.
  • Early Signing - Some auto insurance companies give discounts for renewing your policy before your current expiration date. This can save 10% or more.
  • Policy Bundle Discount - When you have multiple policies with the same insurance company you could save approximately 10% to 15%.
  • Accident Free - Indianapolis drivers who stay claim-free pay less as compared to insureds who have frequent claims or accidents.

It's important to note that most discount credits are not given to the entire policy premium. A few only apply to specific coverage prices like comprehensive or collision. Just because it seems like you can get free auto insurance, companies don't profit that way.

A partial list of companies who may offer these money-saving discounts possibly include:

Before purchasing a policy, check with each company which credits you are entitled to. Some discounts may not apply to policyholders in Indianapolis.

When to get advice from a local insurance agent

Some people still prefer to sit down and talk to an agent and that is just fine! An additional benefit of getting online price quotes is the fact that drivers can get cheap rate quotes but also keep your business local. And providing support for neighborhood agents is important especially in Indianapolis.

After filling out this short form, the coverage information is submitted to insurance agents in Indianapolis who want to provide quotes and help you find cheaper coverage. You never need to do any legwork due to the fact that quote results will go to you. You can most likely find cheaper rates without the usual hassles of price shopping. If you want to compare prices from a specific insurance company, you can always visit that company's website and complete a quote there.

Pick the best auto insurance agent in Indianapolis for you

If you want to use a local Indianapolis insurance agency, it's important to understand the types of insurance agents that you can choose from. Auto insurance agents may be either independent or exclusive depending on the company they work for.

Independent Agencies or Brokers

These type of agents do not sell for just one brand so they have the ability to put coverage with a variety of different insurance companies and find you cheaper rates. If they quote lower rates, an independent agent can move your coverage and you stay with the same agent.

When searching for an agent, you absolutely need to get quotes from at least one independent agent to have the most options to choose from.

Shown below are independent insurance agencies in Indianapolis that can possibly get you free auto insurance quotes.


2425 N Meridian St - Indianapolis, IN 46208 - (317) 923-7722 - View Map


4030 S Emerson Ave E - Indianapolis, IN 46203 - (317) 787-4995 - View Map


201 N Illinois St - Indianapolis, IN 46204 - (317) 641-4572 - View Map

More insurance agents

Exclusive Auto Insurance Agents

Agents that choose to be exclusive can usually just insure with one company and some examples include Farmers Insurance, State Farm, or Allstate. These agents are not able to provide prices from multiple companies so if the price isn't competitive there isn't much they can do. These agents are highly trained on the products they sell and that allows them to sell at a higher price point.

The following is a list of exclusive agents in Indianapolis who can help you get rate quotes.


9423 Pendleton Pike - Indianapolis, IN 46236 - (317) 897-6129 - View Map


5510 S East St d - Indianapolis, IN 46227 - (317) 783-3127 - View Map


1014 Prospect St - Indianapolis, IN 46203 - (317) 783-3391 - View Map

More insurance agents

Choosing the best car insurance agent requires more thought than just the price. Some important questions to ask are:

  • Are they primarily personal or commercial lines agents in Indianapolis?
  • What insurance companies do they work with in Indianapolis?
  • Where would glass claims be handled in Indianapolis?
  • Will you work with the agent or an assistant?
  • Do they make recommendations based only on price?

Upon getting positive responses to all your questions in addition to an acceptable price estimate, chances are good that you have found a car insurance agent that is a good match to properly service your auto insurance policy.

One last note

When trying to cut insurance costs, do not buy less coverage just to save a little money. Too many times, an accident victim reduced liability limits or collision coverage only to regret that it was a big mistake. Your focus should be to buy enough coverage at a price you can afford while still protecting your assets.

In this article, we presented many tips how you can save on Buick Century insurance in Indianapolis. The key thing to remember is the more rate quotes you have, the higher the chance of saving money. Consumers may even find the lowest prices come from a small mutual company. Some small companies often have lower rates on specific markets than their larger competitors like State Farm, GEICO and Nationwide.

More detailed car insurance information is available in the articles below: